Stewardly Money

Building a Biblical Budget

Honor God, build your future, live wisely

Your Gross Income

Monthly Gross Income

Honor God First

Firstfruits — off the top (default 10%)

Tithe %

Amount ($)

Pay Yourself Second

Build your future (default 10%)

Savings %

Amount ($)

Taxes

Effective rate after deductions (most households: 10-18%)

Estimated Tax Rate (%)

Tax Amount $0.00

What You Have Left

$0.00

Available for Living Expenses

Living Expenses Breakdown

Housing (rent/mortgage) Typical: 35% of available

Utilities (electric, water, gas, internet, phone) Typical: 7% of available

Food (groceries, dining out) Typical: 15% of available

Transportation (car payment, gas, maintenance) Typical: 15% of available

Insurance (health, life, home/renters) Typical: 10% of available

Debt Payments (credit cards, student loans, personal loans) Typical: 10% of available

Other (clothing, entertainment, subscriptions, personal) Typical: 8% of available

Beyond the Tithe

Give above and beyond as the Lord leads

Additional Giving (missions, building fund, other)

"Every man according as he purposeth in his heart, so let him give; not grudgingly, or of necessity: for God loveth a cheerful giver." — 2 Corinthians 9:7 KJV

Total Allocated: $0.00

Available: $0.00

Remaining: $0.00

"Honour the LORD with thy substance, and with the firstfruits of all thine increase: So shall thy barns be filled with plenty, and thy presses shall burst out with new wine."

— Proverbs 3:9-10 KJV